About Us

Your source for commercial transportation insurance.

Since 1938, American Risk Management, Inc. (ARM) and its predecessor entities have been focused on helping light public auto business owners protect their vehicles and businesses. Building upon our experience in insuring taxis, we have expanded our business to offer insureds in the Washington, D.C. metro area coverage solutions that also protect sedans, limousines, ride-sharing vehicles, sightseeing tours, courtesy shuttles, school shuttles, last-mile delivery and couriers.

ARM’s 80-plus years of experience have enabled us to keep pace – and stay ahead – of the changing commercial transportation industry as emerging niches like ridesharing and last-mile delivery have exploded onto the scene. We are able to serve these niches and the others in which we specialize, working with our carriers to find solutions that best fit each of our client’s risk profiles. Our seasoned professionals understand how challenging the commercial auto insurance market can be and are an invaluable source for our clients in obtaining the protection you need.


Exclusive programs for producers.

We also offer a limited number of producers Exclusive Programs designed for taxis, sedans and miscellaneous public autos in 11 states: IN, MN, MO, OH, OK, OR, SC, TN, TX, VA, WI.

ARM’s mission is to continue to identify, create, distribute, and service superior specialized commercial auto insurance products and programs while providing outstanding service and exceptional value to our customers.  

Let’s build something great together.

Get an insurance quote or become a producer!