Our insurance expertise gets the green thumbs up

Insuring landscapers throughout the Washington, D.C. metro area.

Landscaping insurance that fits your business.

American Risk Management, Inc. (ARM) provides insurance solutions to landscaping companies throughout the Washington, D.C. metro area. With 80-plus years of experience, our teamwill design an insurance program to address the various risks you face in your business. We will review your operation and the property and assets you have at risk to determine the amount of coverage you should be carrying to be properly protected. We will work with you to help mitigate losses and close insurance gaps that may exist.

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Landscaping insurance

Business insurance for landscaping.

Our portfolio of insurance coverages for landscaping firms include:

Business Owners Policy

A business owners policy (BOP) bundles property and commercial general liability insurance into one package. You’ll be covered for your building if you own it and yourlandscaping tools and  equipment, office furniture and more – whether leased or owned. Additional coverages can be added including business interruption to help cover loss of income in the event you’re unable to run your landscaping business because of covered property damage.A BOP can be designed to also cover employee crime and your mobile tools and equipment.

General Liability

General liability insurance protects your landscaping businesses from certain third-party lawsuits alleging injuries or property damage as a result of your business operations.

Workers’ Compensation

This policy helps cover medical bills, rehabilitation and partial lost wages when an employee suffers a work-related injury, such as when a landscape worker is injured by falling logs, trees, or branches.

Commercial Auto

Landscape businesses with company-owned vehicles such as tree trimming trucks or pickups must carry commercial auto insurance. The policy pays for third-party bodily injury and property damage liability and medical bills as a result of an accident, along with vehicle damage caused by theft, weather, vandalism, and collision with another vehicle or object.

Professional Liability

Provides you with protection in the event a client sues for financial damages due to a mistake or negligence in the landscaping work performed.

Let’s build something great together.

Get an insurance quote or become a producer!