Get well-cemented coverage

Insuring residential builders throughout the Washington, D.C. metro area.

Custom-built coverage for residential builders.

Established in 1938, American Risk Management, Inc. (ARM) is comprised of a seasoned team of professionals dedicated to providing clients with insurance solutions that address their unique risk profiles. We offer our expertise to residential builders throughout the Washington, D.C. metro area, securing comprehensive coverage to protect against exposures that can result in financial hardship.

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RESIDENTIAL BUILDERS insurance

Commercial insurance for homebuilders.

ARM offers essential insurance products for residential builders to protect their business assets, property, vehicles and employees. This includes:

Business Owners Policy

A business owners policy (BOP) provides essential commercial coverages bundled into a single policy. Commercial property insurance, commercial general liability insurance and other critical coverages, such as business interruption, equipment breakdown, building contents and the personal property of others, are available. Options for further coverage may include protection for improvements you have made to a space you lease, your outdoor signage or other items, employee crime, money and securities. We can also provide you with coverage for your mobile tools and equipment.

Builder’s Risk

A Builder’s Risk policy protects against damages or losses to a project in the course of construction. It covers buildings under construction, as well as materials, supplies and equipment that are used onsite, in transit and temporarily at other locations as needed.

General Liability

General liability insurance covers bodily injury to non-employees at your worksite, damage resulting from your completed operations or products, personal or professional injury to someone caused by you, and damages caused by an independent contractor you hire.

Workers’ Compensation

Workers’ comp helps protect your business and your employees in the event of a work-related injury or illness. It will pay for an employee’s recovery needs as well as lost income that results from the injury or illness. It will help with hospital and physician bills, medicine, physical therapy, and other recovery-related expenses. It also protects you from lawsuits stemming from workplace injuries and illnesses.

Commercial Auto

Almost all contractors need a commercial auto policy to insure company vehicles or liabilities from vehicles driven on behalf of your company. We provide coverages to protect against third-party claims arising out of an accident and physical damage to your vehicles. Coverages include: bodily injury/property damage liability, medical payments, uninsured/underinsured motorists insurance, collision, and comprehensive.

Professional Liability

Professional liability insurance protects residential builders against client lawsuits that allege financial damage as a result of work that was unsatisfactory, negligent, late, or never completed. Coverage will pay for legal defense costs and settlements or judgments up to the policy limit.

Let’s build something great together.

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